About Us

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As a graduate of Florida State University and a former Army military officer, I began my career as a Certified Financial Planner in 1988. After living in the Atlanta area for over 30 years, and then western NC for six, my wife and I recently moved to Fairfield Glade, TN to continue my work and also to enjoy some of the activities we really enjoy. (pickleball, golf, basketball, game nights with our good friends, etc.) 

During this phase of my career as a Retirement Income Specialist, I help pre and post retirees manage their retirement risks so that they are able to enjoy their retirement even more. (See the Retirement Risks tab on the menu)

However, we can also help high-income earners save more money for retirement by putting more money into play using 3x leverage. This plan will provide 60-100% more tax-free retirement income for the same dollar contribution, while providing living benefits as well such as long-term care. (See the Leverage for Tax-Free Income tab on the menu)

We can help our client's answer these important retirement questions:

 

  1. What kind of lifestyle can we sustain during different phases of our retirement years? (Instead of, will we have enough assets to last the rest of our lives?

  2. What can we afford to spend? (Rather than, what do we need? . . . and

  3. How likely is it that we will need to take a pay cut or be able to safely take an increase in our income, how large could it be, when might it occur, and how long could it last?

 

The information available from our software (see the Planning tab on the menu), and any recommendations we might make, gives our client's  more peace of mind during retirement, by giving them a license to spend and enjoy a guilt-free retirement!

 

In addition, we are also able to answer many "What If' questions that our client's may have. (See the "What If' Questions tab on the menu)

We look forward to assisting you and your family as well.

From a personal standpoint, as a vocalist I enjoy participating as a member of the choir at Central Baptist Church in Crossville TN. 

 

In addition, I also enjoy performing concerts as a soloist of 60's and 70's and Michael Buble' songs using high-quality backing tracks that sound just like the original recording.  

 

My priorities in life are my relationship with and obedience to my Lord and Savior Jesus Christ and my desire to serve Him as best I can, and my love for my wonderful wife Trish and my children and their family's who fill me with immense pride and joy. 

Our girls all live in Charleston S.C. with our grandchildren and granddogs, while our sons live in Atlanta and the Florida keys with our baby granddaughter. There is also a picture of our older grandchildren and their mother who passed away several years ago due to cancer.

Meet My Family