Nick Chambers, CFP®
SAFE MONEY Solutions
As an unapologetic liberty-loving patriot and born-again Christian conservative, I would like to work with you!
As a safe-money advisor I prefer to work with folks who have my same values. I hope you do as well.
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When considering working with an advisor, you may want to know, is there anything that makes them different from other advisors? Yes. The technology used makes a huge difference.
First, let's discuss, what exactly is a safe-money advisor?
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If you are retired or in the pre-retirement stage, it is particularly important to minimize your investment losses. As safe money advisors, we don’t become involved in your at-risk investments such as stocks and mutual funds, or even bonds because they can experience significant losses during a period of rising interest rates.
If it Is important for you not to lose money on your investments, particularly those dollars allocated for safety, then we can help as we don’t advocate for any investment where it is possible for you to lose money. We are also totally independent in our recommendations as we can offer solutions using any product or company that suits our client best.
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These might include annuities such as a MYGA, DIA, SPIA, QLAC, or a FIA, with or without an Income Rider, or Single Premium or IUL Life products. Whether your desire is for accumulation, income, legacy or long-term care planning, we feel these annuities and life products should be strongly considered for the safe-money portion of your portfolio.
So, is there anything that makes us different or sets us apart from others? Yes. We feel it's the transparency we offer from the utilization of our software technology. We feel this is so important, we even added it to our domain name.
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What can our software do for you? It can help you answer two of the most frequently asked questions from our client's:
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Will the product recommended best suit our needs to provide a solution for our objective, or, are there better products that we should consider?
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As compared to other similar products, is this the best we could do, or could we do better with a product from another company, and, since there are so many, how would we know?
When making a decision to purchase a safe money financial product, wouldn’t you like to know these answers?
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With the assistance of our software, we are able to answer these questions and show you the results before you make any decision. As our tag line says, “We provide confidence and peace of mind”, which is what our clients seem to want.
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Below is an example of a list of some of the top carriers for joint guaranteed lifetime income for a couple in their mid-50's who want to invest $250,000 from their IRA assets.
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If you would like to get an initial idea, similarly to above, (we can go into much greater detail with our software during an appointment) for what you could accomplish based on your focus, age, retirement date, and potential investment amount, I would encourage you to visit nick.annuitiesgenius.com.
It's quick and easy with no obligation, and there is very little personal information required.
​​​​​​​​​​​​​​​​​​​​​​It is a tool that will provide you with quotes from all of the top carriers, particularly for guaranteed lifetime income. Upon completion, please schedule some time with me at calendly.com/sms-nick for a discussion.
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About Me
​​​​After a career that spanned over 35 years as a CFP® in the Atlanta, Ga area, my wife Trish and I decided to move to Crossville, TN., after spending 6 years in retirement in the mountains of western NC.
While we both enjoyed our retirement years in NC, we also had a desire to be more active and productive in our remaining years. Therefore, about 4 years ago we decided to do just that by moving to Tennessee. After having financial discussions with many of our neighbors, I realized I had more to give. It was then that I decided to start a new practice dedicated to serving retirees and pre-retirees with their safe money investments.
Personally, I enjoy playing tournament singles in pickleball and playing a bit of golf. I also, enjoy performing my concert, "Sing a Joyful Noise" for my Psalm 95 Ministries organization. (For churches, ladies ministries, and legacy groups) My priorities in life are my faith, my family, and being of service to others in or facing retirement.
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​To learn more about the solutions we can provide, I would strongly encourage you to visit the How We Help menu tab above. If you feel I could be of service, please get in touch with me.
